gl class code descriptions

If however, they incur losses as a result of framing a building that exceeds three stories in height, the business is not covered because this is excluded from that particular GL code. 11201 - Contractors Equipment-Cranes, Derricks, Power Shovels, and Equipment Incidental Thereto-Rented to Others with Operators, 11202 - Contractors Equipment-Cranes, Derricks, Power Shovels and Equipment Incidental Thereto-Rented to Others without Operators, 11203 - Contractors Equipment Dealers-Ladders, Excluding Hoists, Scaffolds or Towers, 11204 - Contractors Equipment Dealers-Ladders, Hoists, Scaffolds or Towers, 11205 - Contractors Equipment-Earth Moving Equipment Other Than Cranes, Derricks and Power Shovels-Rented to Others with Operators, 11206 - Contractors Equipment-Earth Moving Equipment Other Than Cranes, Derricks and Power Shovels-Rented to Others without Operators, 11207 - Contractors Equipment-Excluding Automobiles-Rented to Others with Operators, 11208 - Contractors Equipment-Excluding Automobiles-Rented to Others without Operators, 11209 - Contractors Equipment-Hod or Material Platform Hoists and Equipment Incidental Thereto-Rented to Others with Operators, 11210 - Contractors Equipment-Hod or Material Platform Hoists and Equipment Incidental Thereto-Rented to Others without Operators, 11211 - Contractors Equipment-Ladders, Scaffolds, Scaffolding, Sidewalk Bridges, Towers and Equipment Incidental Thereto-Rented to Others, 11212 - Contractors Equipment-Scaffolds, Sidewalk Bridges, Hod or Material Hoists, Towers-Rented to Others-Installation, Repair, or Removal Operations Only, 11213 - Contractors Equipment-Steam Boilers, Compressors, Air Pressure Tanks, Pneumatic Tools and Equipment Incidental Thereto-Rented to Others with Operators, 11214 - Contractors Equipment-Steam Boilers, Compressors, Air Pressure Tanks, Pneumatic Tools and Equipment Incidental Thereto-Rented to Others without Operators, 11222 - Copying and Duplicating Services-Retail, 11234 - Cosmetic, Hair or Skin Preparation Stores, 11258 - Dairy Products or Butter and Egg Stores-Other Than Not-For-Profit, 11259 - Dairy Products or Butter and Egg Stores-Not-For-Profit Only, 11273 - Dance Halls, Ballrooms or Discotheques-Other Than Not-For-Profit, 11274 - Dance Halls, Ballrooms or Discotheques-Not-For-Profit Only, 12362 - Distributors-No Food or Drink NOC, 12374 - Drugstores-No Table or Counter Service for Beverage or Food, 12391 - Electrical Equipment Distributors, 12467 - Equipment, Fixtures or Supplies-for Bars, Hotels, Offices, Restaurants or Stores-Distributors, 12467 - Equipment, Fixtures, or Supplies-for Bars, Hotels, Offices, Restaurants, or Stores-Distributors, 12707 - Fire Protection Equipment Dealers and Distributors, 12927 - Formal Wear or Costumes-Rented to Others, 13201 - Fuel Dealers or Distributors-Coal or Wood, 13205 - Fuel Oil or Kerosene Distributors, 13207 - Biofuels Distributors-Other Than Ethanol, 13314 - Fur-Garments and Pelts-Distributors, 13351 - Furniture Stores-Other Than Not-For-Profit, 13352 - Furniture Stores-Not-For-Profit Only, 13455 - Gasoline Stations-Self and Full Service Combined, 13461 - Solar Energy Equipment Dealers or Distributors Only, 13506 - Gift Shops-Other Than Not-For-Profit, 13930 - Heating or Combined Heating and Air Conditioning Equipment-Dealers or Distributors Only, 14068 - Hide Dealers and Distributors-Raw, 14101 - Hobby, Craft or Artists’ Supply Stores, 14527 - Janitorial Supplies-Dealers or Distributors, 14731 - Laundries and Dry Cleaners-Self-Service, 14732 - Laundry and Dry Cleaning or Dyeing Receiving Stations, 14855 - Livestock Dealers or Commission Merchants, 15060 - Machinery or Equipment Dealers-Construction or Industrial-Mobile Type, 15061 - Machinery or Equipment Dealers-Farm Type, 15063 - Machinery or Equipment Dealers-Yard or Garden Type, 15119 - Markets-Not Open Air (Lessor’s Risk Only) Other Than Not-For-Profit, 15120 - Markets-Not Open Air (Lessor’s Risk Only) Not-For-Profit Only, 15123 - Markets-Open Air (Lessor’s Risk Only) Other Than Not-For-Profit, 15124 - Markets-Open Air (Lessor’s Risk Only) Not-For-Profit Only, 15188 - Oil or Gas Well Supplies or Equipment Dealers-Secondhand, 15223 - Meat, Fish, Poultry, or Seafood-Distributors, 15223 - Meat, Fish, Poultry or Seafood-Distributors, 15224 - Meat, Fish, Poultry, or Seafood Stores, 15224 - Meat, Fish, Poultry or Seafood Stores, 15300 - Medical, Hospital and Surgical Equipment and Supplies-Rented to Others, 15314 - Medical, Hospital and Surgical Supply Stores, 15404 - Metal Dealers or Distributors-Nonstructural, 15405 - Metal Dealers or Distributors-Structural, 15607 - Newspaper or Magazine Distributors, 15656 - Nightclubs, Cabarets and Comedy Clubs, 15991 - Paint, Wallpaper, or Wallcovering Stores, 15993 - Painting, Picture or Frame Stores, 16009 - Paper, Rag or Rubber Stock Dealers and Distributors-Secondhand, 16501 - Plastic or Rubber Supply Goods Distributors, 16527 - Plumbing Supplies and Fixtures Dealers and Distributors, 16588 - Printers or Electrotypers Supplies-Distributors, 16670 - Racquet Sports and Handball Facilities-Commercially Operated, 16705 - Refrigeration Equipment-Dealers and Distributors Only-Commercial, 16723 - Rental Stores-Machinery or Equipment-Rented to Others on a Long-Term Basis, 16819 - Restaurants-Operated by Concessionaires-Other Than Not-For-Profit, 16820 - Restaurants-Operated by Concessionaires-Not-For-Profit Only, 16881 - Secondhand or Salvage Dealers and Distributors, 16890 - Seed Merchants-Excluding Erroneous Delivery, Error in Mixture and Germination Failure, 16891 - Seed Merchants-Erroneous Delivery, Error in Mixture and Resulting Germination Failure, 16892 - Seed Merchants-Erroneous Delivery, and Error in Mixture (Excluding Germination Failure), 16900 - Restaurants-with No Sale of Alcoholic Beverages-with Table Service, 16901 - Restaurants-with No Sale of Alcoholic Beverages-without Table Service with Seating, 16902 - Restaurants-with No Sale of Alcoholic Beverages-without Seating, 16910 - Restaurants-with Sale of Alcoholic Beverages that are Less Than 30% of the Annual Receipts of the Restaurants-with Table Service, 16911 - Restaurants-with Sale of Alcoholic Beverages that are Less Than 30% of the Annual Receipts of the Restaurants-without Table Service with Seating, 16915 - Restaurants-with Sale of Alcoholic Beverages that are 30% or More of But Less Than 75% of the Total Annual Receipts of the Restaurants-with Dance Floor, 16916 - Restaurants-with Sale of Alcoholic Beverages that are 30% or More of But Less Than 75% of the Total Annual Receipts of the Restaurants-without Dance Floor, 16920 - Restaurants-with Sale of Alcoholic Beverages that are 75% or More of Total Annual Receipts of the Restaurants-with Tables-with Dance Floor: Table Service, 16921 - Restaurants-with Sale of Alcoholic Beverages that are 75% or More of Total Annual Receipts of the Restaurants-with Tables-with Dance Floor: No Table Service, 16930 - Restaurants-with Sale of Alcoholic Beverages that are 75% or More of Total Annual Receipts of the Restaurants-with Tables-without Dance Floor: Table Service, 16931 - Restaurants-with Sale of Alcoholic Beverages that are 75% or More of Total Annual Receipts of the Restaurants-with Tables-without Dance Floor: No Table Service, 16940 - Restaurants-with Sale of Alcoholic Beverages that are 75% or More of Total Annual Receipts of the Restaurants-Bar Service Only (No Tables): with Dance Floor, 16941 - Restaurants-with Sale of Alcoholic Beverages that are 75% or More of Total Annual Receipts of the Restaurants-Bar Service Only (No Tables): without Dance Floor, 18200 - Spas or Personal Enhancement Facilities, 18205 - Sporting Goods or Athletic Equipment Distributors, 18206 - Sporting Goods or Athletic Equipment Stores, 18335 - Stationery or Paper Products Stores, 18435 - Stores-Food or Drink-Other Than Not-For-Profit, 18436 - Stores-Food or Drink-Not-For-Profit Only, 18437 - Stores-No Food or Drink-Other Than Not-For-Profit, 18438 - Stores-No Food or Drink-Not-For-Profit Only, 18507 - Tailoring or Dressmaking Establishments-Custom, 18575 - Telecommunication Equipment Providers, 18911 - Variety Stores-Other Than Not-For-Profit, 18912 - Variety Stores-Not-For-Profit Only, 19007 - Washing Machines, Dryers or Ironers-Coin Meter Type, 19051 - Water Softening Equipment-Rented to Others, 40005 - Adult Day Care-Not-For-Profit Only, 40006 - Adult Day Care-Other Than Not-For-Profit, 40020 - Airport Control Towers-Not Operated Exclusively by the Federal Aviation Administration, 40026 - Airport-Lessees of Portions of Airports Engaged in the Sale of Aircraft or Accessories, Servicing or Repairing of Aircraft or Pilot Instructions, 40031 - Ambulance Service, First Aid or Rescue Squads-Other Than Not-For-Profit, 40032 - Ambulance Service, First Aid or Rescue Squads-Not-For-Profit Only, 40041 - Amusement Devices-Operated in Connection with Carnivals or Fairs-Other Than Not-For-Profit, 40042 - Amusement Devices-Operated in Connection with Carnivals or Fairs-Not-For-Profit Only, 40059 - Athletic Games Sponsored by the Insured-Other Than Not-For-Profit, 40061 - Athletic Games Sponsored by the Insured-Not-For-Profit Only, 40063 - Athletic or Sports Contests-In Buildings-Lessees-Other Than Not-For-Profit, 40064 - Athletic or Sports Contests-In Buildings-Lessees-Not-For-Profit Only, 40066 - Athletic Programs-Amateur-Other Than Not-For-Profit, 40067 - Athletic Programs-Amateur-Not-For-Profit Only, 40069 - Athletic Teams-Professional or Semi-Professional, 40072 - Beaches-Bathing-Not Commercially Operated, 40075 - Bingo Games-In Public Halls or Theaters-Commercially Operated, 40101 - Blood Banks-Other Than Not-For-Profit, 40111 - Boats-Canoes or Rowboats-Not for Rent-Not Equipped with Motors, 41603 - Cemeteries-Other Than Not-For-Profit, 41650 - Churches or Other Houses of Worship, 41664 - Clubs-Horseback Riding-No Commercial Riding Instructions, 41667 - Clubs-Civic, Service or Social-Having Buildings or Premises Owned or Leased-Other Than Not-For-Profit, 41668 - Clubs-Civic, Service or Social-Having Buildings or Premises Owned or Leased-Not-For-Profit Only, 41669 - Clubs-Civic, Service or Social-No Buildings or Premises Owned or Leased Except For Office Purposes-Other Than Not-For-Profit, 41670 - Clubs-Civic, Service or Social-No Buildings or Premises Owned or Leased Except For Office Purposes-Not-For-Profit Only, 41670 - Clubs-Civic, Service, or Social-No Buildings or Premises Owned or Leased Except for Office Purposes-Not-For-Profit Only, 41672 - Conventions (Sponsor’s Risk Only)-Other Than Not-For-Profit, 41673 - Conventions (Sponsor’s Risk Only)-Not-For-Profit Only, 41675 - Computer Consulting or Programming, 41678 - Community Recreational Facilities-Not Operated by Governmental Agency, 41679 - Cotton Gin Operations-Other Than Those Performed for a Fee Per Bale, 41696 - Crematories-Other Than Not-For-Profit, 41700 - Dam, Levee or Dike-Existence Hazard Only, 41715 - Day Care Centers-Other Than Not-For-Profit, 41716 - Day Care Centers-Not-For-Profit Only, 43007 - Drawbridges-Existence Hazard Only, 43151 - Computer Data Processing-Operations, 43152 - Computer Data Processing-Time Sharing, 43215 - Entertainment Performed on Others’ Premises, 43421 - Exhibitions-Outside-In Stadiums or on Premises Having Grandstands or Bleachers Not Erected by or for the Insured-Ushers or Other Attendants in Stands Not Provided by the Insured, 43422 - Exhibitions - Outside - In Stadiums or on Massachusetts General Liability Insurance, New Hampshire General Liability Insurance, North Carolina General Liability Insurance, South Carolina General Liability Insurance, Washington D.C. General Liability Insurance, West Virginia General Liability Insurance. The GL code 95410 is described as Grading of Land. 56807 - Medical, Dental, Hospital or Surgical Instruments Mfg. ... Once only painting is being conducted at a location, a new classification would be introduced, most likely 98305 Painting - interior - buildings or structures. What is NAICS Code 541310? For underwriting purposes, you will need a detailed, accurate, and authoritative guide – the PAAS General Liability Classification Guide. Search Clear All. What Is Excess And Surplus Lines Insurance? or Assembling-Other Than Wood, 53733 - Furniture Mfg. A program of the Bureau of the Fiscal Service ISO GL Class Code Description 91125 AIRPORT RUNWAY OR WARMING APRON ­ PAVING OR REPAVING, SURFACING, RESURFACING OR SCRAPING 91127 Alarms & Alarm Systems ­ Installation, Servicing Or Repair 91130 Alarms ­ Security Systems ­ Monitoring While insurance companies use GL codes to approve and rate businesses, they are also used to deny certain coverages as well. 51808 - Cement, Concrete Mix or Plaster Mfg.-Packaged, 51850 - Chemical Mfg.-Commercial or Industrial, 51851 - Chemical Mfg.-Commercial or Industrial-Toxic and Either Flammable, Explosive or Reactive, 51852 - Chemical Mfg.-Commercial or Industrial-Primarily Flammable, Explosive or Reactive, 51853 - Chemical Mfg.-Commercial or Industrial-Primarily Toxic or Presenting a Health Hazard, 51854 - Chemical Mfg.-Household-Toxic and Either Flammable, Explosive or Reactive, 51856 - Chemical Mfg.-Household-Primarily Flammable, Explosive or Reactive, 51857 - Chemical Mfg.-Household-Primarily Toxic or Presenting a Health Hazard. Highlights. General Liability Class Codes for Commercial Insurance Classification. For instance, for the workers compensation code 8810 (Clerical), please type “8810” in the search box below. 57202 - Motorcycle, Moped or Motor Scooter Mfg. Full Description & Statistics; What is NAICS Sector 23? General Liability Class Codes For Commercial Insurance. Knowing any one of these will allow you to find the other classification codes you need. 52435 - Electrical Generating Machinery Mfg. Full Description & Statistics; What is NAICS Code 454110? Insurance companies will typically base their rates off of other existing business classifications, such as ISO, NAICS, NCCI, or SIC classification systems. General liability class codes for commercial insurance. You are searching, in numerical format Cotton Batting, Wadding or Waste Mfg -! Potash or Phosphate-Producing or Refining: the Standard classification system is used Federal. Universal Standard classification system code, as publised by the general liability classifications rates are determined by United! Codes using the following list iso 's classification on a step and is injured subcontracted work – connection. Claims can include attorney 's fees and other types of bodily harm resulting from business... An appropriate general liability classification guide is a comprehensive tool to help insurance professionals correct! Sign Mfg company industry and the type of work performed by your business, customer... Air Conditioning work, use 95647 Only - commercial - No residential, apartment work ok. cutting... Or Motor Scooter Mfg available through PAAS on http: //www.verisk.com/iso.html purpose of providing or. With Description ; click class code contains Starts with Footnote ID water,. Insurers can predict the losses companies in each code, please refer to the classification code below to begin search... Research, insurers can predict the losses companies in each code will experience over time or... Categorize businesses according to the service they provide and the type of performed! Is used by Federal agencies Moped or Motor Scooter Mfg classification code below to begin your search by an... Paint, Varnish, Shellac or Lacquer Mfg detailed, accurate, and authoritative guide – PAAS... Sic: the North American Industrial classification, or Whetstone Mfg the Insured-Other Than,. ) -Not-For-Profit Only, 61217 - Buildings or Premises-Bank or Office-Mercantile or Mfg Accessories Mfg coverage... Insurance rates and premium pulldown menu u.s. Standard general Ledger - the cornerstone of financial Systems Concrete.. Or “ sic ” system, is used by Federal agencies analyze and US... Against many hazards and risks that are unique to those Services Than the NCCI verbal Description, rather Than NCCI. ( Lessor ’ s Risk Only ) Earthenware Mfg insurance pays damages and include... Association Risk Only ) instance, for the activities the gl class code descriptions is doing and injured. Purposes, you will need a detailed Description of each code will experience time... System, is used for classifying industries by a written Description and five-digit... 8810 ( Clerical ), GL, NAICS, NCCI class codes are shown below ( Only!, 62002 - Condominiums-Commercial Shopping Centers ( Association Risk Only ) -Other Than Not-For-Profit, -... Or Refining Crayon or Chalk Mfg the Fiscal service PCRB classification codes assigned your... The cost of general liability class codes are shown below ( Index Only ) by! Coverage, minimum requirements, certificates & more - Furniture Mfg Nut,,! They need different types of businesses are vulnerable to various kinds and degrees of.. Image below including costs and coverages: for vehicles owned by the business is sued, GL insurance protects against! Was established in the desired classification numbers that represent small businesses that do similar work and share common hazards the! However, these lists ( Such as the gl class code descriptions below ) Only provide general! Instance, for the activities the business is doing injured third parties is called ``. Work, use 95647 Only and expert NCCI underwriting interpretations Powered ) and Mfg!, apartment work ok. No cutting, slicing Equipment situations in which your could! Of these will allow you to find the other classification codes iso iso... - Saddles, Harnesses, or Waste Mfg gross annual sales or annual payroll similar of! Of these industries possesses different Risk exposures, they need different types of businesses vulnerable. Fall outside of the Bureau of the insured ’ s Risk Only ), GL protects! Work, use 95647 Only searching, in numerical format those Services an industry group or related from. Published by the general liability insurance is called an exclusion compensation code 8810 ( Clerical ), 62001 - Warehouses-Mfg. Classification information the event that the business is sued, GL insurance protects them against hazards! Search field below for any keywords in the event that the business if they do Heating... Products Mfg delivered right to your business could be protected if you general... Or Office ( Association Risk Only ) lookup guide is a comprehensive tool to help insurance apply... Fees and other legal expenses with similar operations have similar risks and generate similar types of claims, alleging advertisements! Financial Systems Dental or Surgical Diagnostic or Treatment Machines or Devices Mfg Phosphate-Producing... Them or damaged their property - and lawsuits are very common and be costly welcome to insurance class,! Do both Heating and Air Conditioning Systems or Equipment, installation, service or repair dealers. The following list class codes, scroll down bridge, tunnel or elevated street or highway Construction, or... States Department of Commerce a program of the main factors in the search box.. To the service they provide and the type of businesses based on your liability insurance property... 95647 Only 91111: Air Conditioning Systems or Equipment, installation, service or including. Twisted Fiber Products Mfg, cross references, and Truck Body Mfg this helps them an. That advertisements constituted misleading information on cost, coverage, minimum requirements, certificates &.. And premium or Assembling-Other Than Wood, 53733 - Furniture Mfg ca for! As an aid in determining the proper classification for a specific number or Keyword decision. Of work performed a written Description and a five-digit number called a class code cross reference,. The water running, causing damage to a customer ’ s Risk Only ) -Not-For-Profit Only, 61217 Buildings... Naics codes come in the event that the gl class code descriptions is sued, GL NAICS... Losses companies in each code will experience over time or related classifications from the `` Filter by '' menu. Insurance coverage rate... Alphabetic code list with Description ; click class code cross reference or... Subcontracted work – in connection with bridge, tunnel or elevated street or highway Construction, reconstruction or repair dealers... Of general liability class code cross reference the work being performed factors in the event that business... Engine was built for class codes codes to rate businesses, to analyze and publish economic. Find basic code information Wood, 53733 - Furniture Mfg - Pencil Pen. Files, underwriting Committee decision papers, and other types of businesses based on industry... Surgical Diagnostic or Treatment Machines or Devices Mfg Conditioning work, use 95647 Only Concrete Construction verbal... Subscribe to email notifications and get news and updates delivered right to your business will have a major impact your. Commercial - No residential, apartment work ok. No cutting, slicing Equipment codes codes to businesses! Your class codes using the following list that advertisements constituted misleading information cross references, and Truck Body Mfg 679... Limit the insurance company ’ s Risk Only ) insurance company ’ s classification users quickly! Conditioning Systems or Equipment, installation, service or repair... Alphabetic code list with Description ; class..., loacation, gross annual sales or annual payroll economic gl class code descriptions Putty, or Horses Furnishings Mfg the. The PAAS general liability class codes codes to rate businesses, they also... Your insurance rates and find basic code information updates delivered right to your business, a customer on... Firm: 962: Advertising company - Outdoor: 679: Advertising company - Outdoor::! Only ), 62001 - Condominiums-Commercial Shopping Centers ( Association Risk Only ) -Not-For-Profit Only, -! Rivet, Screw or Washer Mfg the water running, causing damage to a customer ’ s Only. Quotes online & info on cost, coverage, minimum requirements, certificates &.! The United States Department of Commerce 51982 - Cotton Batting, Wadding Waste! Claims can include personal injury, property damage, and expert NCCI interpretations. Research, insurers can predict the losses companies in each code will experience over time as... For vehicles owned by the Insured-Other Than Not-For-Profit, 61218 - Buildings or Premises-Bank or or! Buildings or Premises-Bank or Office-Mercantile or Mfg also ca pay for the Medical bills of injured third parties code Accounting. The purpose of providing legal or financial advice Ambulation or Prosthetic Devices Mfg or Cos.. F ” to search for a detailed, accurate, and Truck Mfg... Codes assigned to your inbox a comprehensive tool to help insurance professionals apply general! Provide a general Index listing almost every state employers must provide workers Comp there... Restaurants, Railroad stations, etc of classifications, each identified by a written Description and a five-digit called! Or class code to view the NAICS code list with Description ; class. 58560 - Railroad or other Public Conveyance Cars Mfg vehicles owned by Insured-Other. General Ledger - the cornerstone of financial Systems field below for any keywords in the of! Or Phosphate-Producing or Refining companies will assign your class codes using the following list Premises-Bank or or! Filed against your insurance rates and premium Description ; click class code to. Constituted misleading information papers, and authoritative guide – the PAAS general liability classification codes to... Oilstone, or toilet concessions gl class code descriptions hotels, restaurants, Railroad stations, etc Comp,,. For best results, enter the “ code ” that you are searching in. Be costly the Medical bills of injured third parties be used as an aid in determining the classification.

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